Hi datacommando, sorry for being another one of those guys ;)
Thank you for sharing this article. It does give me a good overview of all the options.
Here are my thoughts:
I like having limited options, and thus would prefer having one decent cab that works for most of the amp models I'd use (mostly fender I guess). Therefore, the two options for me are "power amp + cab" or "standalone amp with effects return".
The option I'm currently favouring is a Roland JC-40 (HX into fx return). It is a great amp by itself, holds its value and stero would even enable me to e.g. run two different amp models at the same time. What I'm wondering is whether something like a Tweed deluxe model would work through it. I'm worried that the jc-40 frequency response is too different from your typical fender cab.