your wrong is wrong. :D
Seriously, its semantics for the most part. What we each call "tone" is a different thing. I agree with Jeffsco. Tone is in the gear. Sound/style/mojo/etc is in the player. You can substitute whatever words you want since none of them really have a standard definition.
To use an extreme example - if I am playing metal into a clean JC120 with no distortion pedals or processing of any kind, I am not going to get a good metal tone. I might play the parts well, I might have the aggression, attack, technique all down pat, but it wont sound right becuase the tone isnt right. Nothing I do with my fingers is going to change that.
If its James Hetfield, or Devin Townshend, or any other metal rhythm player you think is the bees knees... he still wont have the right tone with that rig. He might SOUND just like himself, but his TONE wont be right at all. Nothing he does with his fingers will change that.
Now, give me and James the same high end, high gain rig, tuned for metal, and you will see where the fingers matter. James will wipe the floor with me, and it will be entirely based on teh fingers, becuase everything else is equal. The tone coming from the amp will be the same, the sound of me and the sound of James will be very different.
So, call those things what you like. Call the first one "processing" and the second one "tone" if you like. Call them both "tone" and further muddy the waters if you like. :D The fact remains that what comes out of the amp is not at all solely dependant on what you do with your hands. Signal processing/manipulation, be it digital modelling or old lollipop analog tone and gain stacks, make a crucial difference to what comes out of the amp.